Perspectives

On March 29, 2022, the United States House of Representatives passed the Secure Act 2.0 with overwhelming bipartisan support. The bill expands on the retirement savings reforms that came with the [...]

 1. On Wednesday March 16th, the Fed announced its long-expected rate liftoff, hiking by the expected 25bp and lifting the Fed Funds Target Rate lower bound off zero for the first time since [...]

Five Questions About – Inflation, Interest Rates and Investing The Federal Reserve just announced a 50 basis point hike – the second increase since mid-March. The move is designed to slow the [...]

Personal Identity Theft Cybersecurity can have many implications on consumers and ranking among the top is Identity Theft.  The news covers the big hacks, involving ransomware, millions in [...]

Claiming Social Security Social Security started as a federal program during The Great Depression to provide an income base to retirees, to be used in conjunction with savings and pensions.  The [...]

Have you ever thought about the investment value of your Social Security benefits?  In a previous blog about having enough money in retirement, Associate Wealth Planner Danielle Parmenter [...]

We missed meeting with many of you in person, whether as clients or advisors of families we serve during this pandemic.  When the weather was warmer, we were able to hold some outdoor in person [...]

Looking back to this time last year, we were in the office preparing for in-person meetings, events and presentations. Little did we know what was ahead for us in 2020. What a year! The last 12 [...]

For our purposes, Capital Adequacy is a very simple concept to understand: will I have enough money to meet my lifestyle expenses?  On a smaller scale, you have been doing this math your entire [...]

At Legacy Trust, we have been contemplating the retirement planning advice that we have provided clients over the years.  This reflection has made us proud to have helped so many of our clients [...]