In Perspectives

Cottage-BurgerThe Cottage is a Grand Rapids area staple that was established in 1972 by Earl and Marie Coon. The Cottage was originally a sandwich shop that catered to the surrounding factories, sometimes taking in orders of 300 burgers at a time. The Coon’s kept the business running and growing all the way up to 1952 when the restaurant was sold to Peter Varano. Under Mr.Varano, The Cottage continued to prosper and maintained its standard of great food and drinks throughout the 1960’s. The current owner, John Verhil, took charge of The Cottage in 1967, and the family has maintained much of the original design and are proud to be the owners of the oldest operating bar and restaurant in downtown Grand Rapids.

Over the last 60 years, The Cottage has also perfected the burger. Both the burgers and the chili are what brings people back to The Cottage because they are both truly one of a kind. The burger I tried was actually a limited edition burger created for the Grandwich competition (see link below). This behemoth was called the “Smokehouse Burger” and consisted of burger, pulled pork, jalapenos, Gouda cheese, lettuce, and barbeque sauce all served on a pretzel bun. This burger was one of the largest burgers I have sampled to date and certainly did not leave me hungry. I give this burger two thumbs up because it was cooked just right and all of the flavors from the pork and the toppings really gave it a unique taste. I would suggest going to The Cottage if you plan on going downtown for Art Prize in a few weeks because it is a fantastic Grand Rapids destination.

Legacy Trust and Your Right to Financial Privacy

At Legacy Trust we have established policies and practices that respect the financial privacy of all individuals who use our trust company. We believe it is critical to comply with the laws and regulations designed to secure your financial privacy. Your relationship with us as our client is very important to us, and we want you to understand our policies and practices about handling your information.

This Policy applies to you – This Policy applies to our relationships with individual clients who inquire about or obtain products or services from us for personal, family and household purposes.

Strict security measures – We take the security of information very seriously. We have established security standards and procedures to prevent access to client information. We maintain physical, electronic and procedural safeguards to guard client information.

Limited employee access – We have established procedures to limit employee access to information to only those employees with a business reason for accessing such information. We educate our employees about the importance of confidentiality and client privacy. We take appropriate disciplinary measures to enforce employee responsibilities regarding client information.

Why we collect information – We collect information about you to:

  • accurately identify you;
  • protect and administer your records, accounts and funds;
  • help us design or improve our products and services;
  • understand your financial needs;
  • save you time when you apply for new products and services; offer you quality products and services; and comply with certain laws and regulations;

We collect information – We collect and maintain your personal information so that we can provide investment management and other services to you. The types and categories of information that we collect and maintain about you include:

  • Information we receive from you to open an account or provide investment advice or other services to you (such as your home address, social security number, telephone, financial information and investment objectives).
  • Information that we generate to service your account or from our transactions with you (such as account statements and other financial information).
  • Information on your transactions with nonaffiliated third parties.

We have established procedures so that the financial information we collect is accurate, current and complete. We are committed to work with you to promptly correct any inaccurate information.

Our selective sharing of information – In order for us to provide investment management and other services to you, we do disclose your personal information in very limited instances, which include:

  • Disclosures to nonaffiliated companies as permitted by law, including those who help us service your account (such as providing account information to brokers and custodians).
  • Other limited disclosures as permitted by law, for example, required reports to government entities.

We do not share your information with third parties for marketing purposes. We do not sell your information.

Former clients – If you end your relationship with us, we will continue to adhere to the privacy policies and practices described in this notice.


Important Information About Procedures For Opening A New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

We apologize for any inconvenience this may cause; however, federal law prohibits us from waiving these requirements.

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